Stone Oak HOA-Approved Sherwin-Williams Colors (2026 Guide)

If you're planning to repaint your Stone Oak home this year, the first question your ARC will ask is: what's your exact paint manufacturer and color code?

Across Sonterra, The Heights at Stone Oak, Rogers Ranch, Cross Mountain, and Encino Park, we've submitted [XX]+ ARC packages over the past few years. This guide pulls together the Sherwin-Williams colors we see approved most often — what works on stucco vs. siding, common trim and accent pairings, and a few combinations to avoid.

Important: Every Stone Oak community has its own approved palette and rules. Always confirm with your specific HOA before committing to a color. This guide reflects what we commonly see approved — not a guarantee for any specific community.

The Dominant Stone Oak Palette

Stone Oak homes lean warm and neutral. The communities have collectively shaped a Texas Hill Country aesthetic — earth tones, soft tans, warm beiges, and soft greys with brown undertones. Bright primaries, cool blue-grays, and stark whites are usually not approved.

The common thread: colors that read natural against limestone trim and Hill Country landscape. If a color would look at home in a magazine spread of a Texas custom home, it's probably in the right zone.

Most-Approved Body Colors

For Stucco Homes (the Majority of Stone Oak Builds)

Universal Khaki (SW 6150)
A medium warm tan. Reads beige in shade, warmer gold in direct sun. Easily our most-approved body color across Sonterra and The Heights. Works with white or cream trim and a wide range of accent doors.

Whole Wheat (SW 6121)
Soft, slightly creamier than Universal Khaki. Lighter homes in older sections of Stone Oak frequently use this. Pairs beautifully with limestone trim.

Practical Beige (SW 6100)
Cooler than Whole Wheat, leaning more neutral. Works well for homes that want to feel updated without going too gray.

Sandbar (SW 7547)
Light, sandy, and warm. Common in newer sections (The Heights, Cross Mountain). Reflects heat well — useful for west-facing walls.

Latte (SW 6108)
Slightly darker, richer beige. Common on larger custom homes that want presence without bold color.

For Stone-and-Stucco Hybrid Homes

Toasted Pine Nut (SW 6133)
Warm, golden-toned beige. Looks rich next to natural limestone or Texas stone accent walls.

Renwick Beige (SW 2805)
Used on homes wanting a more traditional palette. Sometimes paired with deeper trim or shutter colors.

Macadamia (SW 6142)
Soft warm tan with a slight pink undertone. Photographs beautifully — popular with homes that get listed often.

For Homes With Darker Accents

Universal Khaki (SW 6150) as the body paired with Black Magic (SW 6991) or Tricorn Black (SW 6258)as shutter and door accents. A common combination in Cross Mountain.

Most-Approved Trim Colors

Trim is where many submissions get sent back for revision. ARCs want trim that coordinates — not contrasts. Stark bright whites usually get denied.

Alabaster (SW 7008)
The most-approved trim color across Stone Oak. Warm white with a soft yellow undertone. Reads as "white" without being clinical.

Pure White (SW 7005)
Slightly cooler than Alabaster. Works with greyer body colors.

West highland White (SW 7566)
Warm cream-white. Excellent for body colors in the Universal Khaki and Whole Wheat range.

Creamy (SW 7012)
Soft creamy white. Common on traditional-style homes.

Roman Column (SW 7106)
Slightly off-white with a subtle gray-green undertone. Coordinates well with stone accents.

Front Door & Accent Colors

This is where Stone Oak homeowners can have the most fun. Most communities allow a wider range of accent colors than body colors — within reason.

Greens

• Pewter Green (SW 6208)— muted, sophisticated

• Rosemary (SW 6187)— deeper, classic

• Backwoods (SW 6469)— dark, dramatic

Reds and Oranges

• Roy croft Copper Red (SW 2839)— warm, traditional

• Spicy Hue (SW 6342)— bold but earthy

Blues and Navy

• Naval (SW 6244)— deep navy, very popular currently

• Indigo Batik (SW 7602)— slightly lighter navy

• Inkwell (SW 6992)— almost-black blue

Dark Neutrals

• Tricorn Black (SW 6258)— true black

• Iron Ore (SW 7069)— soft black

• Urbane Bronze (SW 7048)— dark warm bronze (popular for 2026)

5 Combinations That Consistently Get Approved

Here are five complete color schemes we've seen approved repeatedly in Stone Oak ARCs. Use these as starting points for your own selection.

Combination 1: Classic Stone Oak Warm Neutral

• Body: Universal Khaki (SW 6150)

• Trim: Alabaster (SW 7008)

• Front door: Naval (SW 6244)

• Garage door: Match body

• Best for:Mid-2000s Sonterra and The Heights stucco builds

Combination 2: Updated Soft Warm

• Body: Whole Wheat (SW 6121)

• Trim: Creamy (SW 7012)

• Front door: Urbane Bronze (SW 7048)

• Garage door: Match body

• Best for: Newer Cross Mountain custom homes

Combination 3: Sophisticated Grey-Beige

• Body: Practical Beige (SW 6100)

• Trim: Pure White (SW 7005)

• Front door: Tricorn Black (SW 6258)

• Garage door: Match body

• Best for: Homeowners wanting a more updated look while staying compliant

Combination 4: Stone-Pairing Warm

• Body: Macadamia (SW 6142)

• Trim: Roman Column (SW 7106)

• Front door: Pewter Green (SW 6208)

• Garage door: Match body

• Best for: Stone-and-stucco hybrids common in Rogers Ranch

Combination 5: Larger Custom Home

• Body: Latte (SW 6108)

• Trim: Westhighland White (SW 7566)

• Front door: Iron Ore (SW 7069)

• Garage door: Iron Ore (matched to door)

• Best for: Larger custom builds wanting subtle drama

Colors to Be Careful With

The following colors sometimes get approved in Stone Oak— but more often face revision requests. Approach with caution:

• Pure cool whites(Extra White SW 7006, High Reflective White SW 7757) — often considered too stark

• Gray-blue body colors(Repose Gray SW 7015 in cooler undertones) — committees often prefer warmer neutrals

• Bright reds, oranges, or yellows as body colors — almost never approved

• Pure black bodies— never approved for bodies; sometimes approved for shutters and accents

• Mediterranean terracottas— popular in the 2000s, increasingly out of favor with current ARCs

How to Submit Your Colors to the Stone Oak ARC

Once you've picked your colors, here's what to include in your ARC submission package:

• Manufacturer name and exact color code for body, trim, accent, and door

• Finish type(typically satin for body, semi-gloss for trim)

• Physical color chips(most committees still require these, not just digital)

• Recent photos of your home from front, sides, and rear

• Sample photos with the colors digitally rendered (helpful but not always required)

• Contractor's Certificate of Insurance

• Project start date estimate

Most submissions are filed through your community's management portal or via email to the ARC chair. Sonterra and The Heights use ARC Connect; Cross Mountain uses email submission. Your management company will confirm which applies.

Allow2–3 weeks for committee review in most Stone Oak communities. Plan your painting schedule around that window.

Not sure how the full process works? Read our complete guide: The San Antonio HOA Painting Process Explained.

We Handle the Entire Submission — At No Extra Charge

If you're hiring Easy Peasy Painting for your Stone Oak repaint, we handle the entire submission process at no additional charge. We pull your community's palette, recommend approved options that suit your home, prepare the full package, provide our Certificate of Insurance directly to your management company, and handle any revision requests at no extra cost.

Schedule a Free Stone Oak Painting Consultation →

Or call (210) 796-5101— we typically schedule walk-throughs within 2–3 business days.

Also serving nearby communities: Shavano Park, Helotes, Castle Hills, and Boerne.

Free HOA Painting Checklist

We've built a free 8-page guide: The San Antonio Homeowner's HOA Painting Checklist— covers the full ARC process, common community palettes (including Stone Oak), realistic timelines, and the questions to ask any painter before you hire.

Download the Free Checklist →